Credit Card Shopify Apps – Market Share Breakdown
(Updated September 2026) See which credit card Shopify apps dominate installs and how their share has shifted over time. This keyword page shows the full market share table, monthly share trends for the leaders, and a country-level breakdown so you can compare global vs regional dominance.
Credit Card Shopify Apps — Full Market Share Table
All tracked credit card Shopify apps ranked by current install share, with change vs 30 days ago and Leader / Climbing / Declining / Stable status — filterable by country and date range.
| # | App | Market Share | Change | Status |
|---|---|---|---|---|
| 1 |  SMART Checkout Rules & Upsells | 81.30% | 0.46 | Declining |
| 2 |  Upcharge Surcharge Fees Tariff | 8.78% | 0.40 | Declining |
| 3 |  ETP Sort Hide Payment Methods | 3.90% | 0.71 | Climbing |
| 4 |  SPD Split Payment & Deposit | 3.76% | 0.26 | Declining |
| 5 |  Scala Payment Method Discount | 1.63% | 0.27 | Climbing |
| 6 |  Magical Surcharge + Extra Fees | 0.39% | 0.11 | Climbing |
| 7 |  VOL ‑ Surcharge & Product Fees | 0.12% | 0.04 | Climbing |
| 8 |  Lexware Office (lexoffice) | 0.05% | 0.00 | Climbing |
| 9 |  Oak Prepaid Discount | 0.01% | 0.00 | Declining |
| 10 |  Chargly ‑ Collect POS Fees | 0.01% | 0.01 | Declining |
Showing 1-10 out of 22
Key Insights:
- SMART Checkout Rules & Upsells holds 81.3% share of credit card app installs — 72.5pp ahead of Upcharge Surcharge Fees Tariff (8.8%).
- Top 3 apps (SMART Checkout Rules & Upsells, Upcharge Surcharge Fees Tariff, ETP Sort Hide Payment Methods) account for 94.0% of all credit card install share — a competitive market.
- ETP Sort Hide Payment Methods is gaining share fastest this month (+0.71pp) — the largest single gainer among the top credit card apps by share.
- SMART Checkout Rules & Upsells is losing share fastest (-0.46pp) — could indicate a churning user base or a stronger challenger gaining ground.
Credit Card Shopify Apps — Market Share Over Time
Monthly market share trajectory for the top 5 credit card Shopify apps over the past year — see who's gaining or losing install share month by month.
Charts Data
| App | Apr 2026 | May 2026 | Jun 2026 | Jul 2026 | Aug 2026 | Sep 2026 |
|---|---|---|---|---|---|---|
| SMART Checkout Rules & Upsells | 87.5%1.6 | 85.3%2.17 | 81.8%3.47 | 81.4%0.4 | 59.6%21.88 | 57.5%2.06 |
| Upcharge Surcharge Fees Tariff | 1.8%0.41 | 0.7%1.17 | 9.0%8.3 | 8.7%0.29 | 27.4%18.73 | 26.6%0.77 |
| ETP Sort Hide Payment Methods | 0.9%0.86 | 2.5%1.61 | 3.2%0.76 | 3.9%0.64 | 5.9%2.07 | 9.4%3.49 |
| Magical Surcharge + Extra Fees | 0.5%0.32 | 1.7%1.22 | 0.3%1.43 | 0.4%0.12 | 1.1%0.65 | 3.0%1.9 |
| SPD Split Payment & Deposit | 5.9%3.84 | 7.5%1.64 | 4.1%3.37 | 3.7%0.42 | 2.7%1.04 | 2.2%0.46 |
Key Insights:
- SMART Checkout Rules & Upsells's share contracted from 65.5% → 57.5% over the charted period.
- Of the top 5 tracked credit card apps, 2 grew share and 3 lost share — challengers are eating into leader's share.
Top Credit Card Shopify Apps by Country
Per-country market share rankings for credit card Shopify apps across 5 markets — see which apps lead in each country and where regional leaders diverge from the global leader.
| # | 🌎 Worldwide |  United States |  India |  China |  United Kingdom |
|---|---|---|---|---|---|
| 1 | | | | | |
| 2 | | | | | |
| 3 | | | | | |
| 4 | | | | | |
| 5 | | | | | |
Key Insights:
- SMART Checkout Rules & Upsells leads credit card apps in all 4 tracked markets — United States, India, China, United Kingdom.
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Top 5 Apps in Credit Card
- Upcharge Surcharge Fees Tariff — Leads credit card apps with 26.6% install share, rated 4.7★ — gaining share this month.
- Paymentwall ‑ Credit Cards — Holds 0 of credit card app install share.
- SMART Checkout Rules & Upsells — Holds 57.5% of credit card app install share, rated 5.0★ — losing share this month.
- Magical Surcharge + Extra Fees — Holds 2.9% of credit card app install share, rated 4.9★ — gaining share this month.
- SPD Split Payment & Deposit — Holds 2.2% of credit card app install share, rated 4.8★ — gaining share this month.
Credit Card Shopify Apps — Frequently Asked Questions
1. Which credit card app has the highest market share on Shopify?
SMART Checkout Rules & Upsells currently holds the highest market share for credit card apps at 81.3%, but the category is competitive — Upcharge Surcharge Fees Tariff is close behind at 8.8%. The right choice depends on your specific store needs.
2. How is market share calculated for credit card Shopify apps?
For credit card (a keyword page), market share is rank-weighted — apps at position #1 carry roughly 40× the weight of apps at position #22, and apps beyond #22 are excluded. Each app's weighted score is divided by the total weighted score across the keyword to give the share %. This reflects Shopify search behaviour: most installs come from the top of the results.
3. Which credit card apps are gaining market share on Shopify?
ETP Sort Hide Payment Methods is gaining credit card app market share fastest this month, up +0.71pp versus 30 days ago. Switch the table sub-tab to "Market Share Changes" to see all gainers ordered by movement.
4. Which credit card apps are losing market share on Shopify?
SMART Checkout Rules & Upsells has lost the most market share this month among credit card apps (-0.46pp). Sort the table by Change (Low to High) to see the full list of decliners.
5. Which countries drive the most credit card Shopify app installs?
United States drives the largest share of credit card app installs at 23.9%, followed by Canada at 7.1% and Australia at 7.0%. Use the country picker on the third card to compare market leaders by country.
6. How many credit card apps does ShopDigest track on Shopify?
ShopDigest tracks 96 credit card apps on the Shopify App Store. Market share, rankings, and review data refresh weekly so you can track competitive shifts as they happen.
7. Why does the highest-share credit card app differ from the #1 ranked app?
Rank reflects an app's current position in the Shopify App Store under credit card (driven by Shopify's own algorithm), while market share on ShopDigest is estimated from review counts and other factors as a proxy for active installs. The two metrics move on independent dynamics, so the highest-share app and the #1-ranked app are not always the same — and a divergence between them is worth noting rather than assuming one will pull the other along. For credit card, SMART Checkout Rules & Upsells leads on share; see the rankings tab for who currently holds #1 position.
